"No appraiser or employer shall require that repairs be made in any specified repair shop." 

If you have been part of an auto accident, the insurance company has obligation to return your vehicle to pre-accident condition.

• Pay for all parts, labor, and materials required to properly repair your car.
• Allow you to choose a repair shop which guarantees its work and falls within fair market guidelines relative to a non-contractual environment.
• Return you to same financial position as prior to loss.
• YOU are ONLY responsible for your deductible on accident related damages when your chosen shop operates within the "Fair Market."